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Money worries, including debts can be difficult to manage on your own. If you are looking for advice on personal debt, the following charities can help
StepChange is a charity offering free debt advice. They could arrange everything from a debt management plan for you to helping you with a budget.
Other useful links
National Debtline PayPlan Mental Health & Money Advice
If you have business debts, Business Debtline offers free debt advice and has a budget tool